Does GoCardless connect to Xero?
Built-in integrationYes. Add GoCardless as a payment service in Xero and it can collect Direct Debit automatically on the invoice due date.
- DirectionTwo-way
- HowGoCardless for Xero
- AppsGoCardless Xero
What it does
- Add GoCardless as a payment service on an invoice or branding theme.
- Collection can be automated globally or per branding theme.
- Uses a Direct Debit clearing account; GoCardless fees post to 404 Bank Fees.
- You reconcile the final payout transfer yourself.
Limits and gotchas
- The payout reconciliation step is manual.
Recipes using this
Getting paid
Collect Xero invoices automatically on the due date with GoCardless
Invoices carrying your 'Direct Debit' branding theme are collected automatically on their due date.
InvoicingInvoice regular cleaning clients automatically with Xero repeating invoices
Xero creates and emails each invoice on schedule without you touching it.
Getting paidCollect rent by Direct Debit with Xero repeating invoices and GoCardless
A repeating rent invoice is collected by Direct Debit on the due date, and you get an email if a payment fails.
Sources
- xero.com/partnerships/gocardless/
- gocardless.com/xero/
- support.gocardless.com/hc/en-us/articles/360001282889
- support.gocardless.com/hc/en-us/articles/360001281345-Automating-payment-collectio…
Last checked 22 October 2026. Software changes; check the vendor's docs before you rely on this.